According to Iowa law, most employers must provide benefits to injured workers for lost wages and medical expenses.
Resources to Verify an Employer's Workers' Compensation Insurance Coverage
NCCI Employers' Workers' Compensation Coverage Verification Database
The National Council on Compensation Insurance (NCCI) maintains an online database. Use the database to verify an employer's workers' compensation insurance.
Contact NCCI for any database inquiries.
Note: The WCD does not maintain the NCCI database. WCD data provides the information in the database. It may have discrepancies due to factors like reporting delays.
NCCI Proof of Coverage Guide
Refer to the NCCI Proof of Coverage Guide for details on:
- Timeliness
- Reporting requirements
- Exceptions
- Penalties and appeals
Contact NCCI for guide-related questions.
Approved Self-Insured Employers for Individual Workers' Compensation
The Iowa Insurance Division (IID) maintains a list of approved self-insured employers. IID is a separate state agency from WCD. Contact IID for inquiries about the list of approved self-insured employers.